| Roth IRA :
If you don’t have anyone in your life to ask for financial advice, then you probably haven’t heard of Roth IRA’s. That’s a problem because Roth IRA’s are the best place to store your long-term savings. Although banks are great for your emergency and short-term savings, they can only give you 1-4% of returns from interest every year. That barely keeps up with inflation! By using a Roth IRA, you can begin to invest your money into the stock market and get an average of 10% returns on your money. Let your money grow with you! The most important advantage of Roth IRAs is that you pay taxes on your money NOW. Chances are, you’re in a lower tax bracket now than you will be when you’re 60 years old, so pay those taxes while you’re young! |
www.investopedia.org |
| Express1040 :
Express1040 is a free tool to file your federal taxes. You can also pay $14.99 to file your state taxes, a small cost compared to most tax services. The best part of Express1040 is their straight-forward layout. There are no tricks to make you pay more, and it autofills the more confusing sections of tax filing. It also lets you see how much you will get back from the government (in green) or how much you’ll have to pay the government (in red) before you click submit. Grab your W-2’s and 1099’s, open express1040, and you’ll be all set to file your taxes! |
www.express1040.org |
| Nerd Wallet :
When you’re out of shows to binge and decide to master your finances, grab a snack and explore NerdWallet. The writers at NerdWallet curated this one-stop shop for you to educate yourself on all things financial. From opening your first credit card to build credit, to comparing savings accounts, to buying your first stocks, NerdWallet’s guides, tips, and calculators can help you navigate it all. |
www.nerdwallet.com |
| Discover :
Never had a credit card? Build good credit by paying off small bills through your credit card! Discover is known to cater to students who are opening their first credit card accounts. Although Discover’s cashback rewards are smaller than other companies, Discover has no annual fee and is easy to apply for if you have no credit card history. Just make sure to pay off your credit card bills regularly. Schedule it in your calendar! |
Discover It Student Cash Back |
| Mint :
Mint is a tried-and-true budgeting app that syncs all of your accounts and helps you achieve your goals. The app will track your income and spending, breaking it down into categories , so you can easily see what you spend the most of your money on. And it’s free! |
www.mint.intuit.com |
| Chipper :
Chipper is an app to ease anxiety around paying off student loans. It helps you apply for student loan forgiveness, chip away at student debt, and provides a community to talk about finances. |
www.chipper.app |
| "Rich Dad Poor Dad" By Robert Kiyosaki :
There is a treasure trove of books on finances nowadays, but the one resource everyone seems to know is “Rich Dad, Poor Dad”. Money doesn’t always work in the way you think, and “Rich Dad, Poor Dad” provides intuition, inspiration, and a great conversation starter as you enter the world of finance. |
Buy It Here |